We understand the need for quick information. Here is a quick guide to SR-22 frequently asked questions.
Warning: Contacting your Auto Insurance carrier first may result in a higher premium or cancellation. Contact Speedy SR-22 for further details.
What is an SR-22?
An SR-22 is a certificate issued by an auto insurance company, and is kept on file with The Texas Department of Public Safety. This certificate is a guarantee that at least minimum auto liability coverage has been obtained, and will be kept for the time mandated by the State of Texas. If you cancel this policy or fail to make your regular payments, the insurance company will notify The Texas DPS and suspension of your driving privilege and vehicle registration may occur. For further questions please contact Speedy SR-22 directly.
If I do not own a car, may I purchase an auto liability policy with an SR-22 certificate?
Yes, we offer a non-owner liability policy or a broad form named driver liability policy for this situation. Contact Speedy SR-22 for further details.
Can an insurance card or insurance policy be accepted toward the requirement of filing the SR-22?
No, when proof of financial responsibility is required, form SR-22 must be filed to meet the compliance requirements.
How long is proof of financial responsibility (SR-22) required in crash, conviction or judgment cases?
The SR-22 is required for 2 years from the date of crash, date of conviction or date the judgment was rendered. Texas Transportation Code 601.056.
What happens if my SR-22 is cancelled?
Once the Texas Department of Public Safety (DPS) receives notification from the insurance company that the policy is cancelled, terminated, or lapses appropriate enforcement action may be taken. If the SR-22 is still required and there is not a valid SR-22 on file, the driving privilege and vehicle registration is suspended.
What are some reasons for needing an SR-22?
The items listed below are a few of, but not all of the reasons why a person’s driver license can be suspended in the State of Texas.
Please visit www.txdps.state.tx.us for complete information.
- Driving while license suspended/invalid
- Second or subsequent ticket for no liability insurance
- Conviction for a drug offense
How long does it take to have the SR-22 Certificate in hand?
Once payment is made the SR-22 Certificate will print instantly.